We know we should save and invest but how should we invest? We’ve seen from a previous article that we should dollar cost average to even out our entry price. But what should we invest in? I’m a big believer in following (scratch that, copying) the best. Who are the best asset managers over the long term? I’m going to talk about two: David Swensen, CIO of Yale University Endowment and Ray Dalio, co-CIO and founder of Bridgewater Associates, and look at the asset allocations that they use. What is an asset allocation? An asset allocation is how your asset classes within your portfolio are divided. An asset class is a type of asset, so one asset class could be stocks (equities), it could be bonds (fixed income), it could be property, gold or just straight cash. It could even be cryptocurrency :). So for many people, their major asset class is …[Read More]
One of my big goals in the gym is to hit 100kg on the bench press. I don’t know why that precise number to be honest. Maybe it’s just because it’s a nice round number. or maybe because not many people can do it. It’s a respectable number. I see a lot of guys in the gym doing 70kg, 75kg, 80kg. But not many doing 100kg. Okay it’s not superman weights, but it’s respectable. It means that I’ve worked at it and stayed consistent and I’ve got there. It could be a domino of success, that leads to more success, more confidence and more momentum for bigger things. I asked my mate Nour who benches 120kg and he said that it might take me a month or so to get there from here. Currently, I bench 82.5kg at 5 reps for 3 sets. With appropriate rest in between workouts and …[Read More]
I’m not a morning person but in the last two months, I wake up, have a coffee to loosen my bowels, take a shit, shower, shave, then I go down to my little community gym which is right down at the bottom of my block. It’s literally 2 mins away which means I have literally NO excuse not to go. I aim for 20 mins. I do bench press first (currently 80kg 5 reps 3 sets), 3 x 5 pull ups, seated row (5 x 90kg x 3 sets), overhead press (5 x 70kg x 3 sets). If I didn’t go, I’d feel like a pussy. When I do go, I feel strong, powerful, and disciplined. What better way to start the day. Do it.
I’ve been an insomniac for most of my life. The first memory I have of it being a thing for me was in my first or second year at boarding school when my housemaster remarked on it. He said it was a condition that affected bright people. Of course, I took that. 🙂 Left to my own devices on school holidays, I would stay awake long past midnight. I would read the latest Harry Potter until I finished it, say at 6am in the morning. I would then wake at 11am or 12 noon and not be tired until the early hours again. Over and over. This is fine when you’re on holiday but less so when you have stuff to do the next morning. I remember at university, I had a 9am exam on Personal Identity. I went to bed at 11pm and watched the hours tick by. By …[Read More]
The legendary Jocko Willink says that Discipline Equals Freedom. I take this to mean that accepting and embracing discipline and structure in your life will take away the need for willpower as well as paralysis by analysis and procrastination. In recent days, I’ve been feeling good and I think it’s down to making decisions, quick decisions and good decisions about things big and small. Deciding yesterday in a Waterloo pub that I’d book us in for lunch in 25 minutes in St. John and Uber it there was pretty good. (Angelique seemed to like the decisiveness) And today, we took inspiration from my sister and decided to sell our flat and buy a bigger one. It’s a decision we’ve put off and off, but having made it in 5 minutes of discussion in the car on the way to dim sum with my Dad, was decisive for sure. Of course, …[Read More]